Lock in favorable terms with competitive rates. Whether you're purchasing or refinancing, securing a fixed-rate mortgage means you can potentially lock in affordable terms and predictable monthly payments for the life of your loan.
Get pre-approved or find out how much you could save. For home buyers: get pre-approved to show sellers you're ready and discover how much home you can afford. For homeowners: find out how much you could save each month by refinancing—there's no pressure, just valuable information.
Make the right financial decision. When you understand your total monthly obligations, income, and credit rating, you can confidently calculate whether to purchase a home within your budget or refinance to lower your current payment. This ensures your mortgage remains a long-term blessing, not a financial strain.
Homeownership is achievable. Statistics show that the homeownership rate is 64.8%, which means the majority of people have successfully purchased their own homes. And many of those homeowners refinance to take advantage of better rates or tap into equity.
You don't need experience. First-time home buyers make up one-third of all home buyers, so if you're new to this, you're in good company. Similarly, many homeowners refinance for the first time and discover the process is more straightforward than expected.
Things move quickly. Have house fever or eager to start saving? The average time between viewing a home and closing is just 73 days (about two and a half months). Refinancing can often be completed even faster.
Are you ready to take the next step?
Whether you're interested in purchasing your first home, upgrading to your dream property, or refinancing to lower your monthly payments, now is the time to explore your options and potentially lock in favorable rates.
Get started today—connect with Matt and his mortgage team TODAY.